Whether you want to save more for the future, pay off a lingering debt, or get tips on how to manage the day-to-day, we put you in control and take the stress out of money.
Who is Salary Finance?
What we do
We partner with your employer to provide financial products and services that help you lead a happier, healthier financial life.
How it works
Salary Finance is a suite of voluntary benefits linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
Our products
We help improve your financial wellbeing through a suite of products and services
Our employee loans* typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For more information, see your employer page.
Hear from Salary Finance employer partners and their employees
“Offering Salary Finance as a benefit is critical and beneficial in order for us to have the best talent come here.”
2:35
Bridget Nelson
Benefits Analyst
“I really did save money... by getting and accepting this opportunity... even within the first couple weeks of doing this.”
1:39
Employees of Clark County School District
Various positions
Over 4,000 happy members have rated us 5 stars on TrustPilot
“Very simple and lifesaver!
Going to holiday this weekend and payday is next week. dont have money in bank but salary finance able to give me half of my money come in early which is lifesaver!!”
Robert Bishop
“Very helpful to have at hand.
The charge of only £1.69 is so good because you haven’t got to pay high interest rates to borrow money and it comes straight out of your pay check or just set up a di...”
Jack Cahalane
“This a very good company to borrow or take an advance when things get tough , it’s very easy to sign up and is very easy and straight forward to apply, and get a response within the hour and the mo...”
Adele
“Promptly I can get money from salary finance as per needed. It's a best solution for me. I don't have to borrow money from other sources.”
Jobaida Shakila
“Many thanks to Hassan
My experience with Salary Finance is one of the worst i ever had . We are keep going back and forwards for almost 1 year
After my last experience i had with them the customer s...”
Daniel B.D.F.
“Salary finance is so easy to use and it’s been a great support to me when I’ve needed it. The interest rate is good to.”
Lisa Coates
“Was quick and easy to use was able to get my mom with in a couple minutes!”
Joe Hanson
“I was very worried about my finances and the agent that dealt with my case put me at ease straight away and helped me a great deal, I’d advise anyone to use salary finance if they are in need of a ...”
MRGEOFFREYASKELL
“This is brilliant, came in handy in my time of need and was a blessing I didn’t know was needed ”
L walka
“a very good application to help people in need , very fast and smooth sailing .
Lots of information given as well .”
Stephanie pereira
“Very good at explaining everything ”
Jessica Pereira
“Really handy for when you have unexpected expenses ”
Hannah Richardson
“I've always found salary finance so easy to use. You can see the total amount you can get as an advance, then choose how much you need, once confirmed I've always recieved my advance within the hour. ...”
Customer
“Easy fast process
Very easy to complete and all information provided prior to you accepting loan.”
customer
“The 1st time I've been serving such good - easy and quicly.”
Joanna
“Prompt response regards to advance request, its just few minutes.”
smart tepeya
“Brilliant , so glad you can do this especially in the lead up to next payday ”
Amelia Stewart
“I have got in touch by email, and within a couple of hrs I had a reply and put my mind a rest they were so helpful. ”
Mary Mcmanamon
“Quick, easy & stress free!
Salary finance is such a great benefit to have in any organisation. This can support colleagues no end for a variety of reasons. The process was quick, easy and stress fre...”
Craig Lister
“Simple to use, efficient as well as fast.
Really quite impressed, advance is in my bank within an hour.
So helpful when I'm near the end of the month before payday, and I just need abit of help to see...”
Rosie Lucas
10955 reviews
Now available: Emergency savings benefit
Whether you want to help employees start saving or grow their existing savings, Salary Finance Save is the simplest way to help employees save through their paycheck and get rewarded for it.
Working Americans are struggling with financial stress
42% of working Americans are dealing with financial stress, which makes it harder for them to focus at work and more likely that to suffer from anxiety or depression.
Vulernable populations facing more financial hardships
Women, Black or African-American and Hispanic or Latino employees, employees who identify as LGBTQ, and those with disabilities are more likely to suffer from financial stress and lack of savings.
Employers can be part of the solution
Employers who offer financial wellness benefits see higher employee satisfaction and retention, with employer-level NPS that is 1.5-2 times higher on average.
*Please Note: Salary Finance is an optional program, not a recommendation from your employer. Your employer does not benefit financially from offering this service and communications regarding your loan will be through Salary Finance directly. Salary Finance branded loan products are offered by Celtic Bank, a Utah-Chartered Industrial Bank, Member FDIC. Salary deduction payments are not available to employees who work primarily in DC, IN, NH, NJ, NY and WV.